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Disclaimer : The price and value of investments and the income derived from them can go down as well as up, and you may not get back the amount you invest. Changes in the rate of exchange may have an adverse effect on the value, price and income of investments in deposits other than your own. Past performance is not necessarily a guide to future performance. Our services and the securities we offer on services may not be suitable for all customers and, if you have any doubts, you should seek advice from an independent financial adviser.